Laid Off? How the WIOA Dislocated Worker Program Can Help Pay for Training

Most people who get laid off hear about unemployment and COBRA. Fewer hear that a federal program, run through local American Job Centers, may help pay for training for a new job. Here is who counts as a dislocated worker, what the program can cover, and how to start.

Title graphic on a navy and green background reading Laid Off? How the WIOA Dislocated Worker Program Can Help Pay for Training, with the note Federal rules from DOL and 20 CFR part 680, and the Benefit Bull logo.
Your local American Job Center decides who is eligible and what training is funded.

Short answer

What is the WIOA Dislocated Worker program?

It is a federal program that helps people who lost a job, or got a layoff notice, get back to work through a national network of American Job Centers. (DOL, WIOA Adult and Dislocated Worker Program) It offers career services, and people who may qualify for training can have it paid through an Individual Training Account with a provider they choose from the state's approved list. (20 CFR 680.300) Services are designed to meet local needs and may vary from state to state. (DOL, WIOA Adult and Dislocated Worker Program)

WIOA Dislocated Worker program basics (official). Verified October 24, 2026. Sources: U.S. Department of Labor and 20 CFR part 680.
QuestionWhat the rules saySource
What it offersCareer services, plus training services for people who may qualify20 CFR 680.100
Who may qualifyPeople who meet the "dislocated worker" definition in WIOA sec. 3(15), such as being laid off or getting a layoff notice20 CFR 680.130; 29 U.S.C. 3102(15)
Who decidesYour local American Job Center, under state and local workforce board policies20 CFR 680.130, 680.210
How training is paidUsually an Individual Training Account (ITA); the state or local board may limit its amount and length20 CFR 680.300, 680.310
Where to startAn American Job Center, or ETA's toll-free help line, 1-877-US-2JOBS (TTY 1-877-872-5627)DOL
Cost to youDOL points job seekers to "an American Job Center near you for free employment assistance"DOL

Source: U.S. Department of Labor, WIOA Adult and Dislocated Worker Program and 20 CFR part 680. Verified .

Your local American Job Center decides eligibility and what training is funded. Benefit Bull is free and never applies for you.

WIOA, the Workforce Innovation and Opportunity Act, was signed into law on July 22, 2014. (DOL, Workforce Innovation and Opportunity Act) The Department of Labor says the Dislocated Worker program "is designed to help workers get back to work as quickly as possible and overcome barriers to employment," including after "job loss, mass layoffs, global trade dynamics, or transitions in economic sectors." (DOL, WIOA Adult and Dislocated Worker Program)

This is not a paid service. The Department of Labor tells job seekers to visit "an American Job Center near you for free employment assistance." (DOL, Job Seekers and Unemployed Workers) You sign up with your local American Job Center. You submit your application yourself on the official site. Benefit Bull is free and never files for you.

Who is considered a dislocated worker?

Benefit Bull graphic for step 1: Who is considered a dislocated worker?
Five groups count under the federal definition.

To get career services as a dislocated worker, federal rules say you must meet the definition of "dislocated worker" in WIOA section 3(15). (20 CFR 680.130) You also need to be 18 or older for the adult and dislocated worker programs. (20 CFR 680.120) The definition, codified at 29 U.S.C. 3102(15), covers five groups. (29 U.S.C. 3102)

Who counts as a dislocated worker under WIOA sec. 3(15) (official, summarized from the statute). Checked October 24, 2026. Source: 29 U.S.C. 3102(15) and (16), U.S. Code 2024 edition.
GroupWhat the law requiresSection
Laid offYou were terminated or laid off, or got a notice of termination or layoff; you are eligible for or have used up unemployment compensation, or you can show attachment to the workforce but do not qualify for unemployment because of low earnings or uncovered work; and you are "unlikely to return to a previous industry or occupation"3(15)(A)
Plant closing or large layoffYou were laid off, or got notice, because of a permanent closure of, or a substantial layoff at, a plant, facility, or enterprise; or your employer has announced that your facility will close within 180 days3(15)(B)
Formerly self-employedYou were self-employed (including as a farmer, rancher, or fisherman) and are unemployed because of general economic conditions in your community or because of natural disasters3(15)(C)
Displaced homemakerYou provided unpaid services to family members at home, depended on another family member's income and no longer have that support, and are unemployed or underemployed and having trouble getting or upgrading work3(15)(D) and 3(16)
Military spouseYou are the spouse of an active duty service member and lost a job because of a permanent change of duty station, or you meet the displaced homemaker test in paragraph (16)(B)3(15)(E)

Governors and local workforce boards may set procedures for applying the definition, such as what counts as a "general announcement" of a plant closing and what "unlikely to return to a previous industry or occupation" means. (20 CFR 680.130)

The move

Find your layoff notice, separation letter, or unemployment determination before your first visit, so you can answer questions about how your job ended.

What are the requirements to qualify for WIOA training?

Benefit Bull graphic for step 2: What are the requirements to qualify for WIOA training?
Training decisions start with an assessment and career planning.

Training is not automatic. Before training, you must at a minimum receive an interview, evaluation, or assessment, and career planning, or another method that gives the job center enough information to decide. (20 CFR 680.220)

After that assessment, training may be made available to employed and unemployed adults and dislocated workers who the job center finds are unlikely or unable to get or keep a job leading to self-sufficiency, or to wages comparable to or higher than their previous job, through career services alone; who need training to get there; and who have the skills and qualifications to succeed in it. (20 CFR 680.210)

Two more rules apply. The training you pick has to be directly linked to jobs in your local area or planning region, or in an area you are willing to commute or relocate to. And you must be unable to get other grant aid to pay for it, such as state training funds, Trade Adjustment Assistance, or Federal Pell Grants, or need WIOA help on top of that aid. (20 CFR 680.210)

Priority rules also matter. When job centers use WIOA Adult funds for individualized career services and training, staff "must give priority to recipients of public assistance, other low-income individuals, and individuals who are basic skills deficient," and "veterans receive priority of service in all DOL-funded employment programs." (DOL, WIOA Adult and Dislocated Worker Program)

The move

Ask for the assessment and career planning at your first visit. Every training decision starts there.

What kinds of training can WIOA pay for?

Benefit Bull graphic for step 3: What kinds of training can WIOA pay for?
You pick a provider from your state's approved list, with a career planner.

Federal rules list these types of training services, and say the list is not all-inclusive: (20 CFR 680.200)

  • Occupational skills training, including training for nontraditional employment
  • On-the-job training
  • Incumbent worker training
  • Programs that combine workplace training with related instruction, including cooperative education
  • Training programs operated by the private sector
  • Skills upgrading and retraining
  • Entrepreneurial training
  • Transitional jobs
  • Job readiness training, combined with other training on this list
  • Adult education and literacy, including English language learning, combined with other training
  • Customized training, where an employer commits to hire you when you finish

Training is typically paid through an Individual Training Account (ITA), a payment agreement set up on your behalf with a training provider. You choose from the state's eligible training providers in consultation with a career planner, who discusses program quality and performance with you. (20 CFR 680.300) Your job center must make the state list of eligible training providers available to you. (20 CFR 680.340)

The state or local board may limit an ITA's dollar amount or length. If the training you want costs more than the limit, other sources such as Pell Grants, scholarships, or severance pay may cover the difference. (20 CFR 680.310) This page lists no ITA amounts because each state or local board sets its own.

The move

Ask your job center for the eligible training provider list and its ITA limit before you choose a program.

Can WIOA help with bills while you train?

Benefit Bull graphic for step 4: Can WIOA help with bills while you train?
Supportive services and needs-related payments are set by local policy.

WIOA has two kinds of help that can make training possible. The first is supportive services. They may go only to people taking part in career or training services who cannot get that help through other programs, and only when needed to take part. (20 CFR 680.910) Local boards write the supportive services policy and may set a maximum amount and length. (20 CFR 680.900, 680.920)

The second is needs-related payments, financial help so you can take part in training. You must be enrolled in training to get them. (20 CFR 680.930) For a dislocated worker, the rule requires being unemployed and either:

  1. having stopped qualifying for unemployment compensation or trade readjustment allowance under TAA, and being enrolled in training by the end of the 13th week after your most recent layoff (or, if later, by the end of the 8th week after you learn a short-term layoff will last more than 6 months); or
  2. not having qualified for unemployment compensation or TAA, and being enrolled in training. (20 CFR 680.950)

Payments may be made while you wait for classes if you have been accepted into training that starts within 30 calendar days. (20 CFR 680.960) For dislocated workers, payments cannot exceed the greater of your weekly unemployment benefit level, if you were eligible for unemployment from the layoff, or the poverty level for an equivalent period, if you were not. (20 CFR 680.970) Your local board's policies decide what is offered and how much. (20 CFR 680.900)

The move

If your unemployment is close to running out, ask the job center about needs-related payments before the 13th week after your layoff.

How do you start?

Benefit Bull graphic for step 5: How do you start?
Five steps, starting with one phone call.
  1. Find your American Job Center. DOL points people to the CareerOneStop website or ETA's toll-free help line, 1-877-US-2JOBS (TTY 1-877-872-5627). (DOL, WIOA Adult and Dislocated Worker Program)
  2. Ask about the Dislocated Worker program and Rapid Response. "One service funded under the Dislocated Worker Program is Rapid Response." (DOL, WIOA Adult and Dislocated Worker Program)
  3. Register. Registration collects the information used to decide eligibility, through electronic data transfer, a personal interview, or an application. (20 CFR 680.110)
  4. Complete the interview, evaluation, or assessment and career planning. (20 CFR 680.220)
  5. Choose training from the state eligible training provider list with your career planner. (20 CFR 680.300)

"Some services have eligibility requirements; be sure to check with your local American Job Center for details." (DOL, WIOA Adult and Dislocated Worker Program) You submit your application yourself on the official site. Benefit Bull is free and never files for you.

The move

Call 1-877-US-2JOBS and ask for the nearest American Job Center that serves dislocated workers.

Do you still file for unemployment and SNAP?

Benefit Bull graphic for step 6: Do you still file for unemployment and SNAP?
Unemployment, SNAP, and WIOA are separate applications.

Yes. They are separate programs, and each has its own application. DOL sends laid off workers who need to file for unemployment insurance to their state's unemployment office. (DOL, Job Seekers and Unemployed Workers) Being eligible for, or having used up, unemployment compensation is part of one path into the dislocated worker definition, not a reason to skip it. (29 U.S.C. 3102)

For the first steps after a layoff, see Lost Your Job? The First 30 Days, In Order. For food help, see Can You Get SNAP While on Unemployment?. For health coverage after a layoff, see Medicaid Income Limits Explained, or the state pages for Texas, Indiana, and Kentucky.

The move

Keep filing your unemployment claims while you work with the job center, and ask the job center how training fits with your state's unemployment rules.

What this adds up to

If you lost your job, got a layoff notice, or your workplace announced it will close, you may qualify as a dislocated worker under WIOA. (29 U.S.C. 3102) Start at an American Job Center, get the assessment and career planning, and ask about training paid through an Individual Training Account, supportive services, and needs-related payments. (20 CFR 680.220, 680.300, 680.950) Keep your unemployment claim and other benefits going on their own tracks. Your local job center decides what is funded; Benefit Bull walks you through it and never files for you.

Sources

Every claim above links to the source it came from. Figures checked October 2026. Last updated October 24, 2026.

  1. U.S. Department of Labor, WIOA Adult and Dislocated Worker Program (accessed October 24, 2026)
  2. U.S. Department of Labor, Workforce Innovation and Opportunity Act (accessed October 24, 2026)
  3. U.S. Department of Labor, Audience: Job Seekers and Unemployed Workers (accessed October 24, 2026)
  4. Electronic Code of Federal Regulations, 20 CFR part 680, Adult and Dislocated Worker Activities Under Title I of the Workforce Innovation and Opportunity Act (accessed October 24, 2026)
  5. GovInfo, 29 U.S.C. 3102, Definitions (WIOA sec. 3), U.S. Code 2024 edition (accessed October 24, 2026)
Portrait of Anthony Paluzzi

Anthony Paluzzi Founder and CEO, Benefit Bull

Anthony Paluzzi is the founder of Benefit Bull, a free platform that shows Americans which government assistance programs they may qualify for and walks them through applying themselves. He also founded Palo Media Group, a performance marketing company in Plymouth, Massachusetts, which is Benefit Bull's parent company. Program facts on this page were checked against the official sources listed above on October 24, 2026, and reviewed by Anthony Albert, Manager. Questions or corrections: ben@benefitbull.com. Meet the whole team

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