Utilities
Kentucky LIHEAP: Subsidy and Crisis Help, Who May Qualify, and How to Apply
Kentucky's FY 2027 LIHEAP plan lists the fall subsidy Nov. 3 to Dec. 14, 2026. See the 150 percent income limits, Louisville appointments and crisis help.
Benefit Bull is free, always. No SSN required by Benefit Bull.
Discover benefits.
Benefit Bull finds government benefits you may qualify for.
Find the programs you may qualify for. Then Benny helps you claim them.
Check My Eligibility Takes about 5 minutes. No spam, ever.$140Bin benefits goes unclaimed every year
119programs tracked, each traced to its official source
$140B estimate from the U.S. Joint Economic Committee.
What is Benefit Bull?
Benefit Bull is a free benefits finder. Answer a few questions and see which of 119 programs, federal, state and local, you may qualify for, with estimated values and the documents you need. For most programs you apply on the official site and we show you how. For a few, Benefit Bull can apply for you with your written permission. We never ask for a Social Security number.
Benefit Bull also makes Your Daily Benefit, a short daily podcast on benefit programs, deadlines and settlement claim windows.
Three steps. About five minutes.
Step 1
Tell us about you
A few simple questions about your household. No SSN.
Step 2
We search for you
We check federal, state and local programs against your answers.
Step 3
See your matches
Real dollar amounts and the next step for each one.
What makes us different
A concierge who actually reaches out.
After your matches, Benny keeps going. New programs, deadlines, the next form. A Benefit Bull team member reviews every application before anything goes to an agency.
- Alerts you when a new program matches
- Reminds you before deadlines
- Walks you through every form
Why Benefit Bull
Skip the runaround.
The same programs, without twenty tabs of government websites.
Finding programsOn your own: Dozens of agency websitesWith Benefit Bull: One list, matched to you
Knowing if you qualifyOn your own: Reading the fine print yourselfWith Benefit Bull: Explained in plain English
What it is worthOn your own: Rarely stated up frontWith Benefit Bull: Dollar amounts on every match
DeadlinesOn your own: Easy to missWith Benefit Bull: Benny reminds you
Help with formsOn your own: Hold lines and office visitsWith Benefit Bull: Step by step, by text
CostOn your own: Free, but costs you timeWith Benefit Bull: Free, always
FAQ
Still wondering?Scan with your phone to text Benny, Benefit Bull's assistant.(774) 216-3683
Straight answers.
The questions people ask us most, before they start.
Still wondering?Text Benny, Benefit Bull's assistant.Still wondering?Scan with your phone to text Benny, Benefit Bull's assistant.(774) 216-3683Yes. Benefit Bull is free, always. We don't charge the people who use it or the organizations that share it. We never charge you to find programs or to get help applying.
Still wondering?Text Benny, Benefit Bull's assistant.
Guides
All guides Keep more of your money.
Food
What Is an EBT Card? How It Works, and What to Do if It Is Lost, Stolen, or Skimmed
An EBT card is how SNAP food benefits are paid. How to check your balance, set your PIN, replace a lost or stolen card, and guard against skimming.
Utilities
LIHEAP Income Limits: How Each State Sets Them
LIHEAP income limits are set by each state, up to 150 percent of poverty guidelines or 60 percent of state median income. See FY 2027 figures by state.
Opening this season
Check My Eligibility Do not leave possible benefits on the table.
Open now in many statesHeating bill help (LIHEAP)
Many states open winter energy help in the fall, and funds can run out.
Open now, through January 15Health coverage enrollment
Marketplace open enrollment is the main window to get or change a plan.
Tax season, JanuaryEarned Income Tax Credit
File to claim it. Many households who qualify never do.